I’m based in Bristol and service the south west and south wales in-person. I deal with people all across the UK to meet their financial needs, making use of technology to hold virtual client meetings and handling paperwork remotely. I have clients from Devon to Aberdeen and everywhere in between.

As an independent financial adviser, I offer whole-of-market financial advice, meaning I’m not tied to any providers.

This allows me to:

• Compare the best financial products in the UK

• Provide unbiased recommendations

• Tailor advice to your specific needs

The result is advice that is focused entirely on achieving the best outcome for you.

A UK financial adviser can help with a wide range of areas, including:

• Mortgage advice

• Investment advice and portfolio management

• Pension and retirement planning

• Equity release advice

• Protection insurance (life insurance, income protection, critical illness cover)

• Estate planning, wills, and lasting power of attorney

I provide a comprehensive, joined-up approach to your financial planning. For more information on my services, click here.

The cost of financial advice in the UK depends on your individual needs, goals, and the complexity of your situation. I provide transparent, tailored pricing based on the level of advice and service required.

This ensures you only pay for the support you need, whether that’s investment advice, retirement planning, or protection advice. All fees are clearly explained upfront, with no hidden costs.

My financial planning process is designed to be simple and transparent:

1. Fact find and risk profiling

2. Research and analysis

3. Recommendation and implementation

4. Ongoing review and support

This structured approach ensures your plan is tailored, effective, and kept up to date.

All investment advice in the UK is regulated by the Financial Conduct Authority (FCA), and investments are held with regulated providers protected by the Financial Service Compensation Scheme (FSCS).

While investments can go up and down in value, I help you:

• Build a diversified portfolio

• Manage risk appropriately

• Invest with a long-term strategy

This helps reduce risk while aiming for consistent growth over time.

As with all investments, there is a risk to capital. Having a trusted professional by your side helps manage the risk so you can achieve your goals with peace of mind.

Of course you can invest on your own without professional guidance.

Plenty of people will handle their own investments without truly understanding the level of risk they are taking and whether it is appropriate for their needs and goals.

Some investments are not regulated by the FCA or covered by the FSCS so lack protection against malpractice. Using an IFA mitigates this unnecessary risk.

No, only the spelling.

While it’s often spelled, ‘advisor’, this is a US-English spelling. The generally UK-English spelling is ‘Adviser’.

Grammar lesson over.